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Posts tagged "personal injury"

The Importance of Underinsured Motorist Coverage

Underinsured motorist coverage is optional in Missouri, however every driver on the road should seriously consider adding the coverage.  When a person is injured in a car accident, their recovery is often capped by the other driver's insurance limits.  In Missouri, the minimum automobile coverage required is $25,000 per person and $50,000 per accident.  If you have substantial injuries, or are injured along with a number of other people, these limits will not be enough.  This is where underinsured motorist coverage kicks in.

Where's the Insurance?

If you have ever been a juror involved in civil litigation, you may be asking yourself, why didn't the Plaintiff just take the money the insurance was offering?  Why are they trying to get money from the Defendant?  Where is the money the insurance paid?  All of these questions arise from a common misconception about the nature of personal injury lawsuits.  Simply put, while some insurance companies will settle some cases, if the matter is before a court the parties, including the insurance company could not resolve their differences.  The plaintiff typically is not seeking money beyond that that the insurance is obligated to pay, but even still the jury will not hear a thing about insurance.

Do I Need an Attorney

If you have been injured in an accident, you may be wondering whether you need an attorney to pursue a claim on your behalf.  Not every case requires an attorney and in some cases, where damages are minimal, an attorney will be of little assistance.  At the same time, questions with regard to the amount your injuries are worth, comparative fault, and hospital liens can make settling a case on your own very difficult.  

Tort Reform

Carson and Coil personal injury attorney, Mark Ludwig penned a letter to the editor which was published in the Jefferson City News Tribune on Sunday, March 22, 2015, on the issue of tort reform.  In his letter, Mr. Ludwig rips through each of the pro tort reform arguments.  

More Coverage Than You Thought?

If you have been injured in a car accident, there be more insurance coverage available than you originally thought. In a recent opinion, the Western District Court of Appeals determined that each separate policy of insurance issued to a driver, must provide at least the state minimum insurance coverage of $25,000 per person and $50,000 per accident. The Court's opinion does not apply to policies written for multiple vehicles under the same policy.

The Frivolous Lawsuit Fallacy

We hear the term frivolous lawsuit in the news quite often these days. Many people claim it is the reason why health insurance is so costly, or why small businesses cannot compete. The typical case that is cited is the McDonald's hot coffee lawsuit. Despite the buzzwords few people understand the protections that already exist in law to prevent frivolous lawsuits from being filed. Even fewer people know the full set of facts surrounding the high profile lawsuits they believe are frivolous.

Missouri Court of Appeals upholds jury award in plane crash

On July 29, 2006, four skydivers and a pilot were killed when their small plane crashed mere seconds after taking off from Sullivan Regional Airport in Franklin County, Missouri. The families of the victims filed a personal injury lawsuit against the airplane parts manufacturer, Doncasters Inc.

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