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Posts tagged "insurance"

The Importance of Underinsured Motorist Coverage

Underinsured motorist coverage is optional in Missouri, however every driver on the road should seriously consider adding the coverage.  When a person is injured in a car accident, their recovery is often capped by the other driver's insurance limits.  In Missouri, the minimum automobile coverage required is $25,000 per person and $50,000 per accident.  If you have substantial injuries, or are injured along with a number of other people, these limits will not be enough.  This is where underinsured motorist coverage kicks in.

Where's the Insurance?

If you have ever been a juror involved in civil litigation, you may be asking yourself, why didn't the Plaintiff just take the money the insurance was offering?  Why are they trying to get money from the Defendant?  Where is the money the insurance paid?  All of these questions arise from a common misconception about the nature of personal injury lawsuits.  Simply put, while some insurance companies will settle some cases, if the matter is before a court the parties, including the insurance company could not resolve their differences.  The plaintiff typically is not seeking money beyond that that the insurance is obligated to pay, but even still the jury will not hear a thing about insurance.

More Coverage Than You Thought?

If you have been injured in a car accident, there be more insurance coverage available than you originally thought. In a recent opinion, the Western District Court of Appeals determined that each separate policy of insurance issued to a driver, must provide at least the state minimum insurance coverage of $25,000 per person and $50,000 per accident. The Court's opinion does not apply to policies written for multiple vehicles under the same policy.

Investigation report released in party bus fatality

An investigative report about a fatal party bus accident in Kansas City in May has revealed serious shortcomings within the transportation organization that owned the vehicle. Official reports show that the 26-year-old woman suffered catastrophic injuries after she plunged through the double doors of the bus and into oncoming traffic. Vehicles on Interstate 35 in the Missouri city continued to run over the woman's body, as they were unable to stop in time to avoid her.

17 people killed on Missouri roads over Fourth of July weekend

According to the Missouri State Highway Patrol, a total of 17 people were killed on the state's roads over the Fourth of July holiday weekend. Additionally, around 200 drivers were arrested for driving under the influence of alcohol. The highway patrol said it investigated a total of 360 car accidents over the holiday weekend, beginning at 6 p.m. on July 3 and ending just before midnight on July 7.

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